Inland Marine
Add available protection for the tools and equipment contractors rely on.
Contractors / General Liability
Contractors General Liability- Small Business
General Liability for artisan trades, remodeling contractors and small general contractors, with flexible coverage options for their work.
Quote, select available enhancements and bind online.
General LiabilitySmall Business
Coverage up to
$1M.
Per occurrence
$2M
General & products
aggregate limits
$0
Deductible
First-dollar coverage
New businesses accepted
Non-admitted coverage.
Strong financial backing.
A++
AM Best
Superior rating
A+
Standard & Poor’s
Financial strength rating
Available enhancements
Make the coverage fit the work.
Consider the available options during quoting to address the needs of the business and its projects.
Blanket Additional Insured
Review additional insured coverage for qualifying contractual requirements.
Completed Operations
Available additional insured options can include completed operations.
Per Project Aggregate
Consider an aggregate that applies on a per-project basis.
Waiver of Subrogation
Available when a qualifying contract calls for a waiver.
Primary & Non-Contributory
Review available wording to support client and contract requirements.
Coverage and enhancements are subject to eligibility, underwriting and policy terms. Availability varies by risk and state.
Who it’s for
Eligible trades
For artisan contractors, remodeling contractors, and small general contractors. Eligibility and available coverage vary by operations, location and other underwriting criteria.
- Carpentry
- Drywall
- Electrical
- Excavation
- General contractors
- Grading of land
- HVAC
- Janitorial
- Landscaping
- Painting
- Siding
- Subcontractors
These are examples of eligible trades. Review your client’s specific operations during quoting.
Separate coverage
Excess Casualty
Explore a separate policy for additional liability protection above underlying coverage.
Contractors GL fact sheet
A product overview for your next contractor conversation.
Common questions
Questions agents ask.
Who is Contractors General Liability - Small Business for?
General Liability for artisan trades, remodeling contractors and small general contractors, such as carpentry, drywall, electrical, HVAC, landscaping, painting and subcontractors. Newly established businesses can qualify. Eligibility and available coverage depend on the business's operations, location and other underwriting criteria.
What limits and deductible does it offer?
Coverage up to $1 million per occurrence, with $2 million general and products aggregate limits and a $0 deductible, so coverage applies from the first dollar. Policies are written on a non-admitted basis and backed by Philadelphia Insurance Companies (PHLY), a member of the Tokio Marine Group, rated A++ by AM Best and A+ by Standard & Poor's.
Which enhancements can be added?
Agents can select Inland Marine for tools and equipment, Blanket Additional Insured including completed operations, a Per Project Aggregate, Waiver of Subrogation and Primary & Non-Contributory wording during quoting. Enhancements are subject to eligibility, underwriting and policy terms, and availability varies by risk and state.
How do agents quote and bind it?
Slice is sold only through insurance agents. Agents quote, select available enhancements and bind online using the login link provided by their distribution partner. Eligible clients can also add a separate $1 million Excess Casualty policy in the same flow. Agents who need access can contact Slice.