Excess Casualty

PRODUCTS & CAPABILITIES

• Unsupported - We can write over another carrier’s primary or excess limits
• Supported - We can write over PIIC or TMSIC primary coverages
• Follow-form excess policy
• Ability to participate in quota share limits
• Flexibility on attachment levels
• Admitted and non-admitted paper
• Occurrence and Claims Made coverage
• Fast turnaround on quotes
• Consistent underwriting approach
• Best-in-class service provided by regional underwriting offices located across the country

TARGET CLASSES

• Contracting - Plumbing, HVAC, Small Artisans, Project Specific Business, General Contractors
• Hospitality - Hotels/Motels, Bars/Taverns, Restaurants
• Manufacturing - Machine Shops, Construction Equipment Manufacturing, Metal Stamping, Tool & Dye, Contract Manufacturing
• Real Estate - Commercial, Retail, Retail Department Stores, Strip Malls, Parking Lots, Swap Meets/Flea Markets
• Services Exposures

SUBMISSION REQUIREMENTS

• Cover letter with a brief description of operations and target pricing
• Description of Named Insureds
• Five years of currently valued loss runs for all underlying coverages
• Underlying terms and conditions (Underlying carriers must have an AM Best rating of “A-VII” or higher)

FINANCIAL SECURITY

• AM Best rated A++
• Standard & Poor’s assigned A+