Contractors

TARGET CLASSES

• Artisan Trade contractors
• Commercial* general contractors
• Contractors with gross receipts up to $25 million
• Owner’s Interest Policies
• Project Specific CGL Policies
• Residential contractors performing repair or remodel work (no HOA work)

UNACCEPTABLE CLASSES

• Accounts in bankruptcy
• All New York state contractors
• Any contractor performing residential work in Colorado
• New residential contractors performing work in New Tracts, Condominiums or Town homes
• Roofing Contractors
• Wrap-ups

COVERAGES/CAPACITY

Contractors General Liability – $1M each occurrence

• Additional insured for job owners
• Contractors environmental coverage sublimit up to $100,000
• Employee Benefits coverage available
• Primary and Noncontributory
• Waiver of Transfer of Rights

Inland Marine

• Coverage available for Scheduled Contractors Equipment and / or Small Tools (unscheduled)
• Coverage available for rented / leased equipment, as well as employee tools and clothing
• Maximum of $1,000,000 per schedule, and up to $150,000 for any one piece of equipment

Project Specific Policies

• Per Project Aggregate

Owner’s Interest Policies

Also available under separate cover:

• Environmental
• Excess Liability

FINANCIAL SECURITY

• AM Best rated A++
• Standard & Poor’s assigned A+

SERVICES

Risk Management Services
*Apartment construction is considered commercial work (No HOA work)