Environmental Overview

In an effort to meet environmental compliance, contractual, and regulatory requirements, companies everywhere are facing a new level of risk. Our suite of products offer a broad range of flexible and comprehensive liability products for environmental solutions consisting of niche programs and structures which facilitate small and middle market business needs.

PREMISES ENVIRONMENTAL COVERAGE (PEC)

• Annual or multi-year policies; operational risk management focus (including mergers and acquisitions)
• Minimum Premium $3,000
• Coverage offered on claims-made basis
• Remediation Coverage on and off site (discovery and third party triggers)
• Third Party Bodily Injury and Property Damage
• Transportation (first and third Party)
• Non-owned Location Liability
• Mold Coverage available on a claims-made basis
• Emergency Response Cost Coverage
• Optional Covered Operation Pollution Liability Coverage

TARGET CLASSES:

Competitively broad appetite, including but not limited to: Manufacturing, Petroleum Distribution and Storage, Treatment and Disposal, Logistics, Educational, Commercial/Light Industrial & Habitational Real Estate, Healthcare including Senior Living and Services, Hospitality, Logistics & Storage, Agricultural/Food & Beverage, and more.

CONTRACTOR ENVIRONMENTAL COVERAGE (CEC)

• Annual or multi-year policies; Practice and Project-based structures available
• Minimum Premium $3,000
• Available on either claims-made or occurrence basis
• Remediation (discovery and third party triggers)
• Third Party Bodily Injury and Property Damage
• Transportation
• Non-owned Location Coverage (for disposal sites)
• Mold Coverage available on a claims-made or occurrence basis
• Owner Controlled Insurance Program (OCIP) and Contractor
• Controlled Insurance Program (CCIP) structures are available

TARGET CLASSES:

Competitively broad appetite, including but not limited to Specialty Trade Contracting such as mechanical, plumbing, and electrical, General Contracting & Construction Management, Alternative Energy such as solar, geothermal and wind, Telecommunications, Street & Road/Heavy Highway and more.